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The Initial Enrollment Period is three months before your 65th Birthday, your birthday month, and three months after your birthday.

Be timely. Late penalties may apply to Original Medicare Part A and/or Part B premiums if you enroll after the Initial Enrollment Period.

You have options. Choose Original Medicare, or Original Medicare with a Medicare Supplement Insurance plan, or a Medicare Advantage plan.

Learn more about plan options now!

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Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.

You can qualify for Medicare plans during a special enrollment period if you are turning 65, new to Medicare, moving or losing coverage. During the fall Annual Enrollment Period you can join, switch or drop your Medicare plan.

Participating sales agencies represent Medicare Advantage [HMO, PPO and PFFS] organizations [and stand-alone PDP prescription drug plan] that are contracted with Medicare. Enrollment depends on the plan’s contract renewal with Medicare.

Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.

We do not offer every plan available in your area. Currently we represent 7 organizations which offer 3,188 products in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

The number of organizations represented and number of plans offered may vary depending on state and plan availability.

Medicare Supplement plans may require underwriting and enrollment is not guaranteed.

PLEASE NOTE: Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease.

The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company.

Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.

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The Initial Enrollment Period is three months before your 65th Birthday, your birthday month, and three months after your birthday.

Be timely. Late penalties may apply to Original Medicare Part A and/or Part B premiums if you enroll after the Initial Enrollment Period.

You have options. Choose Original Medicare, or Original Medicare with a Medicare Supplement Insurance plan, or a Medicare Advantage plan.

Learn more about plan options now!

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