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The quickly growing team at Healthcare.com is dedicated to helping you find the right health coverage for your needs. To date, we've helped over 5 million people find health insurance. By using data, technology, and customer service to answer your questions, we help you make the right decisions for your coverage. Our team of insurance-industry veterans and technology experts work to improve our products and shopping experience so you can feel more confident about your insurance purchase.

The quickly growing team at Healthcare.com is dedicated to helping you find the right health coverage for your needs. To date, we've helped over 5 million people find health insurance. By using data, technology, and customer service to answer your questions, we help you make the right decisions for your coverage. Our team of insurance-industry veterans and technology experts work to improve our products and shopping experience so you can feel more confident about your insurance purchase.

Healthcare.com is a non-government website that presents health plans, which may include Affordable Care Act (ACA) plans or short-term medical insurance based on the consumer’s selection. Qualified ACA plans must meet or exceed the essential benefit requirements of the Affordable Care Act; non-ACA plans are not required to provide all of the essential benefit requirements contained in the Affordable Care Act. Pre-existing condition provisions, benefit availability, limitations and exclusions vary by plan type and state. You should review all plan details and product brochures before purchase. To qualify for ACA health insurance coverage outside of the open enrollment period, you must meet special enrollment requirements.

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Save Money Through COBRA Alternatives

COBRA can serve as a lifeline to those facing an unexpected job loss, but it is also really expensive. Due to its cost, COBRA may be a difficult coverage option for people who can’t afford to pay its higher premiums each month. If you have a limited budget and are willing to do a little research, alternatives to COBRA coverage offer a more budget-friendly solution. At Healthcare.com, we can help you find which COBRA alternatives are best for you and your family.

COBRA can serve as a lifeline to those facing an unexpected job loss, but it is also really expensive. Due to its cost, COBRA may be a difficult coverage option for people who can’t afford to pay its higher premiums each month. If you have a limited budget and are willing to do a little research, alternatives to COBRA coverage offer a more budget-friendly solution. At Healthcare.com, we can help you find which COBRA alternatives are best for you and your family.

There are Three Main Alternatives to COBRA Coverage -

1. Buy a Marketplace Plan: If you choose to shop for a healthcare plan on the Obamacare Marketplace, check to see if you qualify for a subsidy before evaluating your options. Loss of a job is a qualifying life event that makes you eligible to enroll at any time of the year.
   
   
2. Purchase a Private, Off-Marketplace Plan: While some costs may be higher for off-Marketplace plans, there typically are more policies to choose from outside the ACA exchanges.
   
   
3. Apply For Short-Term Coverage: Like its name implies, short-term health plans function as temporary health insurance for people who are in-between major medical insurance plans. Short-term health plans don’t provide as much coverage as a Marketplace healthcare plan. On the other hand, they are more economical and can serve as a temporary solution until you can get more comprehensive coverage.

Who Qualify for COBRA Coverage?

1. Buy a Marketplace Plan: If you choose to shop for a healthcare plan on the Obamacare Marketplace, check to see if you qualify for a subsidy before evaluating your options. Loss of a job is a qualifying life event that makes you eligible to enroll at any time of the year.
   
   
2. Purchase a Private, Off-Marketplace Plan: While some costs may be higher for off-Marketplace plans, there typically are more policies to choose from outside the ACA exchanges.
   
   
3. Apply For Short-Term Coverage: Like its name implies, short-term health plans function as temporary health insurance for people who are in-between major medical insurance plans. Short-term health plans don’t provide as much coverage as a Marketplace healthcare plan. On the other hand, they are more economical and can serve as a temporary solution until you can get more comprehensive coverage.